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You borrow $1,000 with an APR of 3% over 3 years (assuming an annual APR calculation).
Year 1 interest: 1,000 x 0.03 = 30 and 30 + 1,000 = 1,030
Year 2 interest: 1,030 x 0.03 = 30.9 and 30.9 + 1,030 = 1061
Year 3 interest: 1,061 x 0.03 = 31.83 and 31.83 + 1,061 = 1,092.83
In total, you'll pay back $1,092.83 at the end of the finance period.
For peace of mind, and to ensure you know what you're going to pay, ask your lender exactly what fees are included in the APR figure they offer you.

The APR (Annual Percentage Rate) disclosure is an important aspect of any title loan agreement. It provides borrowers with a clear understanding of the total cost of borrowing over the course of a year. At Title Loans Wyoming, we believe in transparency and providing our customers with all the information they need to make informed financial decisions. As such, we prominently display the APR disclosure on our website for online car title loans in Wyoming, so our customers can easily compare and select the best option for their needs. We encourage all potential borrowers to review the APR disclosure carefully before taking out a title loan to ensure they fully understand the costs involved.